Ratehub Mortgage: essentials
Guides the assistant to pick the right Ratehub rate product (purchase, refinance, renewal or HELOC), confirm the borrowing context, and present rates as indicative, not a lender offer.
Use it when
- You want current indicative rates for buying a home.
- You are deciding whether to renew or refinance at the end of a term.
- You want to compare a HELOC with a standard mortgage rate.
Tools it uses
get_purchase_ratesget_refinance_ratesget_renewal_ratesget_heloc_rates
What are indicative purchase rates in Ontario for a 25-year amortisation with a 10% down payment?
For a purchase in Ontario with a 10% down payment and 25-year amortisation, the indicative five-year fixed rates in the published range run from about 4.2% to 5.1%. These are published market figures, not a lender offer, and final rates depend on your full application. Confirm with a licensed mortgage professional before deciding.